Corporate Overview

corporate overview for royalty capital corporation

Royalty Capital Corporation Overview

Royalty Capital Corporation is an Illinois-based, financial services holding company that was founded in 2013 by both President and Chief Executive Officer, John Todd and Gregg Zahn, Chairman of the Board. Royalty Capital will grow through controlled, organic growth, and strategic acquisitions of life insurance companies and/or blocks of life and annuity business. To-date, Royalty Capital has over 1,100 shareholders.

Royalty Capital’s acquisition of Inspire Capital Corporation and its wholly-owned subsidiary, Capital Reserve Life Insurance Company was completed in 2017. Capital Reserve now renamed Royalty Capital Life Insurance Company was founded in 1922 and has a long history and great reputation in the pre-need insurance business. Licenses in Illinois, Kansas and Missouri will allow Royalty Capital Life to market its products to a population base of over 21 million people.

Sales and Marketing

Royalty Capital Life Insurance Company entered into an exclusive marketing agreement with United Services Agency to market the Legacy Builder product. The Agency was formed by two veteran insurance executives affiliated with Royalty Capital.


There are two trends in the insurance industry that Royalty Capital is poised to capitalize on:
  • Many life insurance agents have become independent versus captive agents of the major insurance carriers. This trend has created several large, independent insurance agencies; as well demand for products from these legal reserve life companies.
  • With interest rates at historic lows for the last decade, the investment side of the business is now taking on more responsibility for driving profitability (Kohlberg, Kravis, Roberts Report dated April 25, 2018).
We use cookies on our website to give you the best experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies. Learn more by viewing our Privacy Policy